Terms of Service

These Terms of Service (the “Terms”) govern your access to and use of the websites, pages, content, resources, and communications provided under the Jorge Vergara brand, including thejorgevergara.com and its related pages (collectively, the “Services”). By accessing or using the Services, you agree to these Terms and our Privacy Policy.

1. Purpose of the Services

The Services provide general educational information and access to resources concerning financial organization, taxes, risk awareness, asset protection concepts, business topics, events, and related subjects. Content is provided for general informational and educational purposes and may not reflect your specific facts, goals, or circumstances.

2. No Professional Relationship or Personalized Advice

Accessing the Services, submitting a form, sending a message, or receiving general information does not by itself create an accountant-client, tax preparer-client, insurance producer-client, investment adviser-client, attorney-client, fiduciary, or other professional relationship. Do not act or refrain from acting solely on website content. Any personalized service is subject to eligibility, appropriate review, and any separate written agreement or disclosures that may apply.

The designation “IRS Certifying Acceptance Agent” or “IRS CAA” describes an authorized role relating to certain taxpayer identification-number documentation. It does not imply endorsement by the Internal Revenue Service and should not be understood as authorization to provide every type of tax, legal, accounting, insurance, or investment service.

3. Eligibility and Acceptable Use

You may use the Services only for lawful purposes. You agree not to interfere with site operation or security; attempt unauthorized access; introduce malicious code; scrape, reproduce, or exploit content in violation of applicable law; impersonate another person; or use the Services to transmit unlawful, deceptive, abusive, or infringing material.

4. Accuracy, Availability, and Changes

We aim to provide useful and accurate information, but laws, regulations, financial rules, program requirements, deadlines, and third-party information can change. We do not warrant that all content will always be complete, current, error-free, or suitable for a particular purpose. We may change, suspend, or discontinue any part of the Services at any time.

5. Third-Party Resources and Services

The Services may link to third-party websites, platforms, scheduling tools, social networks, educational resources, or service providers. Those parties operate under their own terms and privacy practices. A link does not necessarily constitute endorsement, and we are not responsible for third-party content, availability, security, or conduct.

6. Intellectual Property

Unless otherwise stated, the Services and their original text, branding, graphics, layout, videos, downloads, and other materials are owned by or licensed to Jorge Vergara and are protected by applicable intellectual-property laws. You may access them for personal, noncommercial use. No rights are transferred to you, and commercial reuse, redistribution, or modification requires prior written permission.

7. Email and SMS Communications

If you voluntarily provide your contact information and opt in, you authorize us to send service-related or marketing communications consistent with your consent. Messages may include educational updates, event information, appointment confirmations, reminders, and relevant offers. Consent to marketing messages is not a condition of purchase.

• Message frequency may vary.
• Message and data rates may apply.
• Reply STOP to an SMS to opt out. We may send one confirmation message.
• Reply HELP for assistance, or contact us using the information below.
• Wireless carriers are not liable for delayed or undelivered messages.
• You may unsubscribe from marketing email using the link in the message, when provided.

If you later wish to receive messages again, you may opt in through an available signup method. Transactional or legally required communications may be treated differently from marketing communications where permitted by law.

8. Privacy

Our collection and use of personal information is described in our Privacy Policy. Please review it before submitting personal information through the Services.

9. Disclaimer of Warranties

To the fullest extent permitted by law, the Services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee any financial, tax, business, insurance, investment, legal, or other outcome. Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

10. Limitation of Liability

To the fullest extent permitted by law, Jorge Vergara and the parties involved in operating the Services will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of data, profits, opportunities, or goodwill arising from use of—or inability to use—the Services. These limitations apply only to the extent permitted by applicable law.

11. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Jorge Vergara and the parties involved in operating the Services from claims, liabilities, damages, and reasonable costs arising from your unlawful misuse of the Services or your material violation of these Terms.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where another law must apply. Any dispute will be handled in a court of competent jurisdiction, subject to any mandatory rights or procedures provided by applicable law.

13. Updates to These Terms

We may update these Terms to reflect changes to the Services, our practices, or applicable requirements. The revised version will be posted with a new “Last updated” date. Your continued use of the Services after an update constitutes acceptance of the revised Terms to the extent permitted by law.

14. Severability and Entire Agreement

If any provision is found unenforceable, the remaining provisions will remain in effect. These Terms and the Privacy Policy constitute the agreement governing general use of the Services, but do not replace any separate written agreement applicable to a particular service or transaction.

15. Contact Us

Questions about these Terms or the Services may be directed to: